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Tuesday, March 09, 2010
Regulation » Dubai

Consumer Education


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FINANCIAL EDUCATION

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  •   Dubai-United Arab Emirates


    Dubai

    Dubai is located on the Eastern coast of the Arabian Peninsula, in the southwest corner of the Arabian Gulf. It is extremely well known for its warm hospitality and rich cultural heritage, and the Emirati people are welcoming and generous in their approach to visitors. From Amman in Jordan to Dubai in the United Arab Emirates is 1267 miles or 2039 km in a straight line.

    Dubai is part of the UAE that is a low-crime and politically stable country. Also, the UAE enjoys financial and monetary stability. Its well-developed, sophisticated banking system features extensive credit facilities and ample liquidity. The Emirate’s emerging capital markets are built on a basis of leading-edge technologies and sound regulatory systems. The government has a long, consistent commitment to pro-business, liberal economic policies including the protection of intellectual property rights.
    Source: The Official Portal of Dubai Government | البوابة الرسمية لحكومة دبي

    Dubai is a thriving metropolis, a premier tourist destination, a world business centre and a haven for sport and leisure enthusiasts. The city has a welcoming culture, a virtually crime-free environment, a booming economy, world-class infrastructure, a multicultural environment and exceptionally high standards of living. A city of unique flavor and personality, Dubai is a melting pot for people from all over the world who come to work and live in a leading cosmopolitan and international lifestyles.

    Financial Markets Resources

    • Dubai Financial Exchanges
    • Abu Dhabi Securities Exchange
    • Dubai International Financial Exchange Stock
    • Dubai Financial Market & Abu Dhabi Securities Market information
    • Dubai International Financial Centre (DIFC) 
    • Dubai Financial Market Watch

    Insurance in Dubai

    UAE is the largest insurance market in the Middle East, growing by 27 percent in nominal terms in 2006, with total premium volumes reaching $2.7 billion. In addition, the region's market for Islamic insurance, Takaful, has "experienced unprecedented growth" in recent times and looks set to continue this growth in line with global demand. The global Takaful market is expected to grow by some 15-20 percent per annum to reach $7.4 billion in annual contributions by 2015. Source: His Excellency Dr. Omar Bin Sulaiman, Governor of the Dubai International Financial Centre (DIFC), in the official opening speech at the 2008 World Insurance Forum (WIF) at the DIFC. World Insurance Forum Opens in Dubai. March 18, 2008

    World's Largest Re-Takaful Firm Set Up
    Dubai Banking Group (DBG) will join hands with Malaysia's investment arm Khazanah National and Asian Capital Reinsurance (ACR) to create the world's largest re-takaful (Islamic reinsurance) company with a total capital of US$300 million (Dh1.1bn). Dubai Banking Group and Khazanah will each hold 40 per cent stake, while ACR will own the remaining 20 per cent in the new company, which is called ACR ReTakaful Holdings, said a statement by Khazanah.

    Khazanah owns 32 per cent of ACR and accordingly it will be the largest effective shareholder in ACR ReTakaful. The new firms will have two operating companies to be based in Kuala Lumpur and the Middle East. Minister for Cabinet Affairs and Chairman of Dubai Holding Mohammed Al Gergawi signed the deal in Dubai yesterday with Khazanah's Managing Director Dato' Azman Mokhtar. Azman said the establishment of a re-takaful operator is the latest in a series of initiatives undertaken by Khazanah to support the development of Islamic financial services in which Malaysia has been at the forefront.

    Dubai Banking Group was formed on Tuesday through a consolidation of Dubai Islamic Investment Group and Dubai Bank with combined assets of more than US$10bn. The group operates as a global Sharia-compliant investment company, focusing on investing in Sharia-compliant assets in the Islamic sector, which is expected to continue to grow at a very high rate. Dubai Banking Group has investments in Islamic financial institutions in the UAE, including Dubai Bank, and in Kuwaiti-based Al Fajer Re-Takaful, as well as Malaysia's Bank Islam. Source: News & Information on the United Arab Emirates (UAE). Supported by The National Media Council (Posted on 11/05/2008)

    The Dubai Financial Services Authority (DFSA)
    The independent regulator of financial and ancillary services undertaken in or from the Dubai International Financial Centre (DIFC). The DFSA licenses, authorizes and registers businesses and individuals who wish to conduct these services in the Centre; supervises their activities and will enforce the law where necessary. Financial services in the DIFC are regulated to international standards by the Dubai Financial Services Authority (DFSA).

    The Dubai International Financial Centre (DIFC) focuses on several sectors of financial activity: Banking Services (Investment Banking, Corporate Banking & Private Banking); Capital Markets (Equity, Debt Instruments, Derivatives and Commodity Trading); Asset Management and Fund Registration; Insurance and Re-insurance; Islamic Finance & Professional Service Providers.

    The Islamic Financial Services Board (IFSB) is an international standard-setting organization that promotes and enhances the soundness and stability of the Islamic financial services industry by issuing global prudential standards and guiding principles for the industry, broadly defined to include banking, capital markets and insurance sectors. The IFSB also conducts research and coordinates initiatives on industry related issues, as well as organizes roundtables, seminars and conferences for regulators and industry stakeholders.

    The Chartered Insurance Institute 
    The Chartered Insurance Institute-CII has 90,000 members and has been at the forefront in setting professional standards for the insurance industry for over a century. The CII is the premier professional organization for those working in the insurance and financial services industry. It is dedicated to promoting higher standards of competence and integrity through the provision of relevant qualifications for employees at all levels and across all sectors. Get Accredited

      
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